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The "Quick Sticks" Guide For Global Aussie Citizens Getting Insured Offshore

After insuring many Global Aussie Citizens all over the world since 2008, we know that not all insurance policies are created equal. Download our guide and read the "6 Informed Answers to 6 Important Questions No One Seems to Ask, But Really Should Know!". We want to make this experience and your understanding as easy as possible. Life is too short...but it's also precious and important to you and your family, so read on.

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Overseas Aussies Need Specialist Insurance

Some Australian policies don't insure you once you move overseas

If you check the fine print on your existing policies, some contracts will not cover you after two years and yet people don't realise and pay for premiums for non-existent cover.

Overseas policies are not the same as Australian policies

When you live in other countries the insurance contracts differ a lot on policy wording or simply obtaining a policy in Australian Dollars. When we compare Australian life policies with many overseas providers we are amazed at the difference in coverage and price.

3 Insurance Policies You Need Most

Life Insurance

 

Life insurance is a simple concept…someone dies and leaves a lump sum of cash for remaining family.  It doesn’t get any simpler.  The question is though; how much is enough?  We say that the amount should pay out all existing debt to leave remaining family debt free.  On top of this there should be a lump sum of cash to invest so we can replace the income the family just lost.  Outside that statement you are either over or underinsured. This is why we perform a “Gap Analysis” when we meet. your text in this area

Trauma Insurance

 

Trauma insurance is a policy that pays you to live!  Depending on the insurance company there will be 30 to 40 different accidents and illnesses the policy will cover.  In a claim the payout is a TAX-FREE lump sum.  We can’t list all the conditions here which range from organ transplant, severe burns, Alzheimer’s, Parkinson’s and paralysis. The best policies have solid definitions for claims on cancer, stroke and heart attacks which universally make up over 90% of ALL claims. Our policies cover these.

Income Protection Insurance

 

If you had an ATM in your garage that spat out $200,000 AUD a year, every year with inflation adjustments, it would be a prudent idea to get it insured! Right? That’s what income protection insurance is, a policy that replaces your income if you have an illness, get injured or become disabled.  If any of these events prevent you from doing the job you were trained and paid to perform, then you will be on claim.  It doesn’t replace you getting fired or made redundant so can’t help you there. You can apply for all sorts of levels of cover.

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Made Down Under

Insurance programs designed and made in Australia for high net worth international Aussies living around the world. All you need is an Australian passport.

It's a Simple Online Process

Review existing cover and see if we can help

No need to waste time if your coverage is good and we are happy to check for free. If we spot some gaps or can provide a competitive quote we shall let you know first.

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Wanna Chat and Find Out More?

We have clients all over the world and playing phone tag can be a problem for first time enquiries. To solve this problem, we thought we would make it easier for everyone by having a webpage where you can pick an appointment time. This way you can pick a time when you can talk, and if there is a time difference we can make sure we don’t get caught in our pajamas. Speak with one of our licensed representatives on Zoom, Whatsapp or mobile.

Schedule a Discovery Session

We don’t send quotes or any information until we identify you as an Australian and know who you are.

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Make sure you let us know what country and city you are in so we understand the time difference. Put that in the comments section and don't forget your mobile number!

Meet Gary

Gary Global is our guy. He's our avatar to speak to Global Aussie Citizens. Gary explains things simply, effectively and in true blue Aussie language.  You will see him everywhere but just remember, behind Gary is a team of real people living and working in Perth, Western Australia who have been helping Global Aussie Citizens since 2008.

What is a Global Aussie Citizen?

A Global Aussie Citizen (GAC) is a person who has an Aussie passport and either lives outside of Australia and may or may not return. Or they simply think globally for investment ideas and opportunities and act on it. GAC’s often talk about overseas projects, travel and don’t necessarily think in Aussie dollars. A true GAC is really a mindset…not a destination. 

Disclaimer

This information is general advice only and does not take into account your objectives, financial situation or needs. Before acting on this advice, you should consider whether it is appropriate for you, having regard to your own objectives, financial situation and needs. You should read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making any decision about whether to acquire or continue to hold a life insurance product. Life insurance products are subject to eligibility criteria, underwriting assessment, terms, conditions, exclusions and limitations. Acceptance and premiums are based on individual circumstances. If you are unsure whether this product is suitable for you, you should seek personal financial advice from a licensed financial adviser.